About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!
The Team
We're a newly formed team focused on empowering our Capital Markets and Treasury partners to scale the business through smarter, faster automation. We’re building the foundational analytics and internal tooling needed to streamline reporting, enable efficient deal execution, and improve transparency for key stakeholders across the company — including the CFO. Our work sits at the intersection of finance, data, and infrastructure, and plays a critical role in shaping how we manage the balance sheet, execute securitization and committed capital transactions, and maintain a high-quality accounting close process.
How you’ll make an impact:
- Design and build scalable systems that automate core Treasury and Capital Markets workflows, reducing manual effort and unlocking new levels of efficiency.
- Collaborate with finance, accounting, and data stakeholders to ensure timely access to accurate financial data used in capital planning and deal execution.
- Partner closely with engineering leadership to define the long-term vision and roadmap for reporting and analytics automation.
- Build tools and pipelines that surface real-time financial metrics, including loss forecasts and liquidity metrics, to internal decision-makers.
- Lay the groundwork for scalable, repeatable processes that improve both internal reporting and external disclosures.
What we’re looking for:
- Minimum requirements:
- 3+ years of management experience and 8+ years of experience in software engineering, with at least 3 years on product-focused engineering teams.
- Experience with data warehousing, ETL processes, and SQL databases.
- Experience with cloud platforms (AWS, Azure, or Google Cloud) and microservices architecture.
- Exceptional communication and interpersonal skills, with the ability to engage effectively with technical and non-technical stakeholders.
- Preferred qualifications:
- Experience building financial tooling or working in capital markets, treasury, or fintech environments.
- Exposure to loan or asset-backed securitization systems, financial forecasting, or internal controls.
- Passion for empowering non-technical teams through data and tooling.
Position Location - This role is available in the following locations: Remote, San Mateo, Columbus, Austin
Time Zone Requirements - This team operates across all U.S. time zones.
Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups, Upstart will cover all travel related expenses.
What you'll love:
- Competitive Compensation (base + bonus & equity)
- Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday, vacation, sick and safety leave
- Supportive parental, family care, and military leave programs
- Annual wellness, technology & ergonomic reimbursement programs
- Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
- Catered lunches + snacks & drinks when working in offices
#LI-REMOTE
#LI-MidSenior
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
United States | Remote - Anticipated Base Salary Range
$186,100—$257,500 USD
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]
https://www.upstart.com/candidate_privacy_policy
Top Skills
Similar Jobs at Upstart
What you need to know about the Montreal Tech Scene
Key Facts About Montreal Tech
- Number of Tech Workers: 255,000+ (2024, Tourisme Montréal)
- Major Tech Employers: SAP, Google, Microsoft, Cisco
- Key Industries: Artificial intelligence, machine learning, cybersecurity, cloud computing, web development
- Funding Landscape: $1.47 billion in venture capital funding in 2024 (BetaKit)
- Notable Investors: CIBC Innovation Banking, BDC Capital, Investissement Québec, Fonds de solidarité FTQ
- Research Centers and Universities: McGill University, Université de Montréal, Concordia University, Mila Quebec, ÉTS Montréal
