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Desjardins

Data Scientist, Credit Risk

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Montréal, QC
Montréal, QC

Temporary position for 12 months.

As a Data Scientist, Credit Risk, you assist with credit risk management analysis, disclosure, research and development. You design, apply and update mathematical models to maintain consistency and balance business needs, risk management, requirements and best practices. More specifically, you’ll work on mathematical models used to calculate collective allowance under standard IFRS 9 and credit economic capital requirements. More specifically, you will be required to:

  • Design, use and develop mathematical models for risk management and diligently prepare associated documentation.

  • Balance business needs, risk management, requirements and best practices.

  • Lead or contribute to projects, mandates or activities in your field of expertise.

  • Serve as a specialist in your field of expertise for units in the organization and practitioners. Explain information in plain language and based on the target audience in order to facilitate comprehension and, if applicable, decision making.

  • Monitor the industry to understand and anticipate trends in your field of expertise to develop and update relevant best practices for the organization.

What we offer*

  • Competitive salary and annual bonus

  • 4 weeks of flexible vacation starting in the first year

  • Defined benefit pension plan that provides predictable, stable income throughout retirement

  • Group insurance including telemedicine

  • Reimbursement of health and wellness expenses and telework equipment

Benefits apply based on eligibility criteria.

What you bring to the table

  • Bachelor’s degree in mathematics, statistics, business intelligence, economics or finance

  • A minimum of two years of relevant experience

  • Please note that other combinations of qualifications and relevant experience may be considered

  • CFA, FRM or PRM certification

  • Knowledge of French is required

  • Intermediate knowledge of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and/or clients

  • Proficiency with SAS, SQL and Python programming tools

  • Knowledge of analytical tools such as Power BI 

  • Knowledge of IFRS 9 and the Basel Accords

#LI-Hybrid

Trade Union (If applicable)

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Job Family

Data (FG)

Unposting Date

2025-05-1

Desjardins Montréal, Québec, CAN Office

1 Complexe Desjardins, , Montréal, QC , Canada, H2X

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