Credit Authorization Advisor

As credit authorization advisor, you contribute to analysis, guidance and prevention with regard to risk management operations and activities. You analyze and authorize exceptions and verifications of financing applications for the non-retail client segment of moderate complexity, ensuring sound and prudent risk management. You act as a resource person and coach for financing packages and financial analysis for account managers and financing analysts. You propose improvements for risk management and contribute to the implementation of and compliance with credit policies in effect. Your in-depth knowledge of the business area and interpersonal skills are essential. More specifically, you will be required to:

• Communicate any changes to financing standards and practices. 

• Participate in the integration of risk management deliverables. 

• Collaborate in risk quality performance management.

• Adhere to current policies, practices and standards as well as to the various laws governing the distribution of financial products and services. 

What we offer*

• Competitive salary and annual bonus

• 4 weeks of flexible vacation starting in the first year

• Defined benefit pension plan that provides predictable, stable income throughout retirement

• Group insurance including telemedicine

• Reimbursement of health and wellness expenses and telework equipment

* Benefits apply based on eligibility criteria.

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What you bring to the table

• Bachelor's degree in a related field

• A minimum of four years of relevant experience

• Please note that other combinations of qualifications and relevant experience may be considered

• Knowledge of French is required

• Knowledge of the latest financial, economic, policy and legislative developments 

• Ability to perform analyses of the market and the business centre external environment

• Ability to perform financial analysis

• Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural 

• Basic knowledge of financial services industry practices that support business development and service offering initiatives 

• Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition 

• Knowledge of financing and credit management practices related to businesses 

• Understanding of the philosophy and inner workings of a financial services cooperative 

• Knowledge of policies, legislation, standards and ethics governing the operation of the caisse and its business centres 

• Knowledge of business credit authorization, monitoring, collection and recovery practices 

• Familiarity with Desjardins procedures 

• Familiarity with government business assistance programs 

• Knowledge of service standards

• Understanding of cooperative and cooperative network values, rules and operations

Trade Union (If applicable)

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

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